Banks today represent the main financial intermediaries in all European countries. The characteristic of the market in Europe is that it is dominated by foreign-owned banks, and Croatia is no exception. Consequently, banks and foreign-owned housing savings account for 91% of the total assets of the credit institutions sector. Croatian postal bank d. d. is one of the two remaining state-owned banks, as of December 31, 2019. ranked sixth among credit institutions in the Republic of Croatia in terms of assets, after the successful merger of Jadranska bank d.d. Šibenik and HPB-Housing saving bank d. d., hold a market share of 5.53%. Therefore, the subject of the professional final paper is the analysis of the company's operations on the example from practice, ie Croatian postal bank d. d. The main goal of this paper is to present the results, analysis and interpretation of business results based on two main financial statements (balance sheet and profit and loss account). to the conclusion how the said bank manages its property and how it uses its income and expenses. The methods of work are business analysis, presentation of results and interpretation of data obtained on the basis of two main financial reports on the example of the selected company for 2018 and 2019. Based on all processed data, it is concluded that Croatian postal bank d. d. has a high indebtedness, which is a consequence of operations with loans and other imprest. Despite this, the bank is operating with positive financial results and increasing its assets in 2019, which means that it is using its assets properly and managing its costs and revenues efficiently.