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undergraduate thesis
Upravljanje likvidnošću banaka kroz aktivu
Stručni završni rad
2023. urn:nbn:hr:129:380953
Kužir, Vesna
The University of Applied Sciences Baltazar Zaprešić
Chair of Finance and Accounting

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Kužir, V. (2023). Upravljanje likvidnošću banaka kroz aktivu : Stručni završni rad (Undergraduate thesis). Zaprešić: The University of Applied Sciences Baltazar Zaprešić. Retrieved from https://urn.nsk.hr/urn:nbn:hr:129:380953

Kužir, Vesna. "Upravljanje likvidnošću banaka kroz aktivu : Stručni završni rad." Undergraduate thesis, The University of Applied Sciences Baltazar Zaprešić, 2023. https://urn.nsk.hr/urn:nbn:hr:129:380953

Kužir, Vesna. "Upravljanje likvidnošću banaka kroz aktivu : Stručni završni rad." Undergraduate thesis, The University of Applied Sciences Baltazar Zaprešić, 2023. https://urn.nsk.hr/urn:nbn:hr:129:380953

Kužir, V. (2023). 'Upravljanje likvidnošću banaka kroz aktivu : Stručni završni rad', Undergraduate thesis, The University of Applied Sciences Baltazar Zaprešić, accessed 05 May 2024, https://urn.nsk.hr/urn:nbn:hr:129:380953

Kužir V. Upravljanje likvidnošću banaka kroz aktivu : Stručni završni rad [Undergraduate thesis]. Zaprešić: The University of Applied Sciences Baltazar Zaprešić; 2023 [cited 2024 May 05] Available at: https://urn.nsk.hr/urn:nbn:hr:129:380953

V. Kužir, "Upravljanje likvidnošću banaka kroz aktivu : Stručni završni rad", Undergraduate thesis, The University of Applied Sciences Baltazar Zaprešić, Zaprešić, 2023. Available at: https://urn.nsk.hr/urn:nbn:hr:129:380953

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Metadata
TitleUpravljanje likvidnošću banaka kroz aktivu : Stručni završni rad
Title (english)Liquidity management of banks through assets
AuthorVesna Kužir
MentorPetra Popek Biškupec (mentor)
Committee memberDario Lešić (predsjednik povjerenstva)
Committee memberKristijan Čović (član povjerenstva)
GranterThe University of Applied Sciences Baltazar Zaprešić
(Chair of Finance and Accounting)
Zaprešić
Defense date and country2023-11-17, Croatia
Scientific / art field,
discipline and subdiscipline		SOCIAL SCIENCES
Economics
Finance
Abstract
Upravljanje likvidnošću banaka kroz aktivu odnosi se na strategiju koju banke koriste kako bi održale adekvatnu razinu gotovine i likvidnih sredstava, te kako bi u svakom trenutku mogle odgovoriti na potrebe svojih klijenta ili eventualne izvanredne situacije. Likvidnost banaka je jedan od najznačajnijih faktora za opstanak i poslovanje istih, te ista ima veoma važnu ulogu u razvoju i opstanku Banke. Upravljanje likvidnošću banaka kroz aktivu zahtijeva ravnotežu između potencijalnog prinosa i sigurnosti. Banke moraju biti u mogućnosti stvarati dobit od svoje aktive, ali istovremeno održavati dovoljno likvidnosti za ispunjenje obveza prema klijentima i regulatorima. Jedna od bitnih strategija za upravljanje likvidnošću kroz aktivu je ulaganje u visoko likvidna sredstva kao što su trezorski zapisi i drugi kratkoročni te dugoročni instrumenti. Navedeni instrumenti imaju niski rizik od gubitka vrijednosti te su lako dostupni za raspolaganje. Upravljanje likvidnošću izravno ovisi o rizicima i poslovnim politikama banaka kao i o zakonskoj regulativi, zbog čega je neophodno determinirati odgovarajuće metode i tehnike upravljanja rizikom likvidnosti. Uspješno upravljanje likvidnošću ključno je za održavanje stabilnosti banaka i cjelokupnog financijskog sustava.
Abstract (english)
The management of the bank's liquidity through assets refers to the strategy that the bank uses in order to maintain an adequate level of cash and liquid assets, and to be able to respond to the needs of its clients or possible emergency situations at any time. The liquidity of banks is one of the most important factors for their survival and operations, and it plays a very important role in the development and survival of the Bank. Managing a bank's liquidity through assets requires a balance between potential return and safety. Banks must be able to generate profit from their assets, but at the same time maintain sufficient liquidity to meet obligations to clients and regulators. One of the important strategies for managing liquidity through assets is investing in highly liquid assets such as treasury bills and other short-term and long-term instruments. The mentioned instruments have a low risk of loss of value and are easily available for disposal. Liquidity management directly depends on the risks and business policies of banks as well as on legal regulations, which is why it is necessary to determine the appropriate methods and techniques of liquidity risk management. Successful liquidity management is key to maintaining the stability of banks and the entire financial system.
Keywords
Keywords (english)
Languagecroatian
URN:NBNurn:nbn:hr:129:380953
Study programmeTitle: Business Administration, Undergraduate Professional Study
Study programme type: professional
Study level: undergraduate
Academic / professional title: stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije (stručni/a prvostupnik/prvostupnica (baccalaureus/baccalaurea) ekonomije)
Type of resourceText
File originBorn digital
Access conditionsOpen access
Terms of useLicence In copyright icon
Created on2024-02-22 14:30:11